Credit management
Standardise opinions, document every grant and cut time spent reconciling sources.
Solvency reports
Anticipate company defaults before granting payment terms.
Check the financial strength of your customers, suppliers, and prospects in France and internationally with one actionable report.
Credit decision
A report built for the committee, not spreadsheet stitching
Granting terms, a credit line or a framework contract commits your cash. CredoRisk groups score, indicative limit, identity, directors, structure and signals in one format — shareable as PDF and reusable as JSON via API.
- One-page decision summary
- Detail usable by credit managers and finance
- Traceability for audit and committees
- Same standard for France and international
Want to see the exact report rendering?
Browse our anonymized examples, identical to the CredoRisk client PDF format.
Report content
What you get in a CredoRisk report
A one-page decision format plus detailed data for credit, finance, procurement, and compliance teams.
Score & credit limit
Risk assessment, probability of default, and indicative limit to frame customer exposure.
Financial data
Up to 3 years of financial history when available: P&L, balance sheets, ratios, liquidity.
Directors & structure
Officers, roles, appointment history, group links, and beneficiaries (by country).
Payments & signals
Payment behavior, incidents, disputes, and official events when data exists.
Who it’s for
Teams that truly carry the risk
Finance & sales admin
Secure payment terms and limit bad debt with a coherent credit limit.
Procurement & partnerships
Qualify a supplier or partner before signing, without waiting days.
IT & product
Automate onboarding and scoring via the CredoRisk API in your existing stack.
Benefits
Why credit teams use it daily
Faster decisions
Reduce manual analysis time and standardize credit decisions.
Better risk control
Detect weak signals earlier and adjust limits continuously.
France + international view
Work with the same analysis framework across multi-country counterparties.
One complete report
No partial report: identity, financials, directors and signals in one flow.
API and ERP/CRM
Feed internal tools via API to automate checks at scale.
Continuous monitoring
Receive alerts on critical changes in your portfolio.
Sources & reliability
Where information comes from
Our reports rely on a network of expert partners and global business-data leaders, complemented by official national and international sources.
- Official sources (legal registries, regulatory publications, legal notices).
- Partners specialized in financial, corporate, risk and compliance data.
- Frequent updates and multi-source consistency checks.
- Change traceability to support credit decision audits.
FAQ
Frequently asked questions
How often is data updated?
Updates depend on sources and countries, with continuous refresh as events are published.
Is the report available for all countries?
Coverage is global, with variable detail depending on local data availability.
Can I integrate this into my CRM/ERP?
Yes, via the CredoRisk API and stable endpoints for search, report and history.
Is the service only for businesses?
Yes, access is designed for B2B use (credit, finance, procurement, compliance).
Ready to secure your decisions?
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