Score & credit limit
A readable risk grade, band (A–E) and recommended credit limit to frame commercial exposure.
B2B credit intelligence platform
CredoRisk
Know your partners’ financial strength before you sign.
CredoRisk brings together company search, credit scoring, recommended limit, directors, group structure, financial statements and payment signals — France, Europe and worldwide — so you decide faster and with more confidence.
The problem
Customer risk is too often decided with too little information
Granting payment terms, opening a credit line or signing a supplier contract commits your cash. Without a clear view of solvency, directors and payment signals, sales and finance teams fly blind — or juggle scattered tools.
- Data scattered across registries, spreadsheets and emails
- Too long to get a reliable credit opinion
- Hard to compare France and international on one format
- Little traceability for audit and credit committees
The CredoRisk solution
A clear, standardised, actionable credit decision
CredoRisk turns registry and financial data into a single decision report: score, risk band, credit limit, summary and usable detail. You stay in control — web UI or API — without exposing teams to raw data-provider complexity.
- Unified CredoRisk format, independent of source country
- Free search, billed per generated report
- PDF and JSON for sharing, archiving and integration
- France (SIREN) and international (official IDs) journeys
Report contents
Everything a credit committee needs, on one page
Each CredoRisk report groups the critical dimensions to qualify a customer, supplier or partner — subject to data availability by country.
Identity & directors
Official IDs, legal form, registered office, directors and key officers for KYC/KYB onboarding.
Structure & ownership
Capital links and beneficial owners when the source allows — useful for group risk.
Financials & signals
Statements, ratios, incidents and payment signals to spot drift before it hits your working capital.
How it works
From search to PDF in a few minutes
Built for credit management, sales admin, finance and risk teams — without heavy training.
01
1. Search
Find a company by name, SIREN/SIRET, VAT or registration number. Search never consumes a credit.
02
2. Generate the report
One credit is debited only on generation. You immediately get normalised CredoRisk JSON and the PDF.
03
3. Decide & archive
Share internally, attach to the customer file, and find it again anytime in your history.
Who it’s for
Built for teams that carry credit risk
Whether you are an industrial mid-market firm, a B2B SaaS vendor or an advisory firm, CredoRisk matches your decision pace.
Credit managers & risk
Standardise credit opinions, cut analysis time and document every decision with a traceable report.
Finance & treasury
Secure granted payment terms, limit bad debt and steer customer exposure with coherent limits.
Sales & partnerships
Qualify a prospect or supplier before you sign, without stalling the sales cycle for days.
Product & IT
Connect the CredoRisk API to your CRM, ERP or customer portal to automate onboarding and scoring.
Coverage
France and international, same decision standard
France relies on official registries (SIREN journey). Outside France, CredoRisk queries country-appropriate sources and returns one format — so your teams don’t change reference frame for every market.
- 200+ countries addressed subject to data availability
- Local identifiers (SIREN, VAT, registry numbers…)
- Quality varies by country: the report clearly states what is available
- Coverage page to anticipate detail level by market
Products
Reports, volume pricing, native API
One foundation for onboarding, credit checks and business integration.
Solvency reports
One-page decision view, then full detail: score, limit, directors, ownership, financials and signals — share-ready PDF export.
Explore reportsClear pricing
The API is free. You pay for generated reports: €12 excl. tax per unit, then €5 / €4 / €3 excl. tax by volume. Incl. tax detail on the Pricing page.
View pricingDeveloper API
Stable endpoints for search, generation, UUID re-read and PDF. Key auth, logs and credit balance visible in your workspace.
API documentation
Integration
Connect CredoRisk to your stack in a few days
Call CredoRisk from your backend (never from the browser). Recommended France flow: search → generate by SIREN → store uuid → re-read / PDF. Outside France: generate by country + official ID.
- API keys per account, instant revocation
- Normalised JSON responses (company, decision, sections)
- Documented timeouts and error codes (401, 402, 422…)
- Welcome credits possible after email verification
Trust & compliance
A platform built for serious professional use
Traceable data
Every report is timestamped, stored and re-readable. Ideal for internal audit and committees.
Secure access
Email-verified account, secret API keys, isolated client workspace.
Transparent billing
No surprises: balance, packs and invoices live in the same workspace.
Integration support
Help connecting the API to your CRM/ERP and validating France or international flows.
Monitoring
From one-off checks to continuous oversight
Beyond the one-shot report, prepare for monitoring critical changes to prioritise follow-ups, exposure cuts or re-validations.
Structural changes
Group evolutions, identifier changes, director and ownership updates (by country).
Risk signals
Adverse events, late filings and indicators that justify a manual review.
Payments & behaviour
When data exists, track payment punctuality and aggregates such as days beyond terms.
FAQ
Frequently asked questions
Does search consume credits?
No. Only generating a report (web or API) debits 1 credit (depending on your grid / country).
Can I use CredoRisk outside France?
Yes. The international journey covers many countries via official IDs. Detail level depends on locally available data.
How does the API work?
Create a key in your workspace, then call /standard/* endpoints from your server. Full docs in-app and on /api.
How long to get a report?
Usually under a minute once the company is identified, depending on country and source.
Move to safer credit decisions today
Create a free account, verify your email, try search, then generate your first reports or connect the API.